Have you recently decided to build a new home in Perth? Various home builders in Perth allow you to be hands-on during the finishing touches of your home. You have the liberty to decorate the interiors and some of the landscape, too, once the entire construction process is complete. Here are some trends in finishing and decorating homes in the region which you can use as inspiration:

Eye-Catching Features and Finishes

Any finish can be attention-grabbing and truly steal the spotlight in every room. It can be because of the light they infuse, the colours they purvey, or the classic charm they bring. You can look for large windows with intricate designs on the frames. You can also choose floor coverings, ceiling treatments, and bathroom tiles that exude character and reflect your personality.

High-Low Styling: Fashionable yet Budget-Savvy

You can dress up your home so it’s chic, but you don’t have to splurge on it too much. Use high-low styling! Similar to how you can pick finishes, this concept involves finding a central lavish piece or the “star of the show” for each room and spending less on the supporting elements. You can have a big bespoke sofa, an extravagant headboard, or marble benchtops, which you can complement with cabinets, lamps, and other decorative pieces that are affordable but still stylish.

Owning a home is the ultimate dream for many people. As a potential homeowner, choosing the land where you’re going to have your house built can be intimidating, especially if it’s something you have no experience with. Fortunately, you can make the process easier by keeping in mind a few tips.

Location is everything

When it comes to land selection, your priority should be to choose a location that fits you and your family’s needs. This means proximity to schools, department stores, and parks must be considered, as well as the availability of multiple transportation options. Likewise, assessing the neighborhood in terms of walkability, safety, and the people living there can make a huge impact on your future quality of life.

Fit for building

Once you’ve found the right location, you need to assess the land’s suitability for home building. Building on steep ground can be costlier than level land. You also need to consider the availability of power, water, internet, sewerage, and other basic services. Flooding potential should be checked as it can influence insurance costs.

There are home builders that package house and land purchases in one convenient bundle. With this type of package, you do away with the need to select land and check its viability for building as these steps will already be done for you. You still get to choose your home’s location and orientation.

If you are looking to finance a house and purchase land with a loan, your lender may introduce to you a feature called “extra repayments”. This common home loan feature allows you to pay more than the monthly premium so you can pay your loan off quicker. The question is, are extra repayments worth the risk of having less cash every month?

Not that cut-and-dry

The general consensus would be “yes”, but there are certain situations in which entering into an extra repayments agreement could be detrimental. You first need to make sure you have enough money to take care of your bills and expenses, not to mention something to put away for savings. Once you’re sure these can be taken care of, only then should you consider your loan’s extra repayments feature.

Benefits of extra repayments

Extra repayments take advantage of the power of compound interest to help you own your home faster. In addition, putting more money into your home loan doesn’t incur taxes, and it’s very useful for improving your net worth and financial health. Indeed, extra repayments are a good idea—that is, if you can afford them. Talk to a financial advisor on how you can maximise this option for your needs.